Privacy Policy as of 07/2020

What does NRL Federal Credit Union do with your personal information?


Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.


The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores

When you are no longer our member, we continue to share your information as described in this notice.


All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons NRL Federal Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information: Does NRL Federal Credit Union share? Can you limit this sharing?

For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.

Yes No

For our marketing purposes—to offer our products and services to you.

Yes Yes

For joint marketing with other financial companies

Yes Yes

For our affiliates’ everyday business purposes—information about your transactions and experiences.

No We don't share

For our affiliates’ everyday business purposes—information about your creditworthiness.

No We don't share

For our affiliates to market to you 

No We don't share

For nonaffiliates to market to you

No We don't share

What We Do

How does NRL Federal Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does NRL Federal Credit Union collect my personal information?

We collect your personal information, for example, when you

  • Open a new account or use your debit or ATM card
  • Apply for a loan or make a wire transfer
  • Show your driver’s license or conduct any transaction

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

  • sharing for affiliates’ everyday business purposesinformation about your creditworthiness.
  • affiliates from using your information to market to you.
  • sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.



Companies related by common ownership and control. They can be financial and nonfinancial companies.

  • NRLFCU has no affiliates.


Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • NRLFCU does not share information with nonaffiliates.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • NRLFCU does participate in joint marketing.

Mobile App Geolocation

NRLFCU periodically collects, transmits, and uses geolocation information for enabling features that prevent fraudulent card use and alerts, but only if the End User expressly authorizes collection of such information. Geolocation information can be monitored on a continuous basis in the background only while the Solution is being used or not at all, depending on the End User’s selection. The End User can change his/her/their location permissions at any time in their device settings.