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Personal Loans


It’s your life. And NRLFCU is your trusted partner for helping you realize your dreams and get more out of life.

We offer nearly as many types of loans as you’ve got dreams. Plus, all personal loans are eligible for NRLFCU Loyalty Rewards—which could lower your Annual Percentage Rate by as much as .25%

Signature/Personal Loan1

Signature loans can be used for whatever you have in mind—from a new sofa to a new hip. Medical expenses, vacations, taxes, and debt consolidation—now anything’s possible with a low-rate loan.

  • Low rates.
  • Spread payments over time with terms to fit your needs.

Line of Credit1

Oops—did you overestimate the amount in your checking account? Don’t worry. We’ve got your back, with a personal line of credit that offers coverage just when you need it.

  • Overdraft protection on your checking account without an overdraft fee.
  • You don’t pay a cent until you access it.

Savings or Certificate Secured Loan

Borrow against your own money at flexible terms you can choose yourself. Simply use your savings or certificates as collateral for a loan—and enjoy our lowest available rates.

  • Certificates may be used as collateral up to the maturity date of the certificates (the rate is fixed for the term).
  • Savings secured loans are available up to the aggregate balance of primary and family savings accounts (rates are variable and can change quarterly as the regular savings rate changes).
  • Earn dividends on the savings balance you pledge over the term of the loan.
  • Flexible terms including longer-term options.

Loyalty Rewards Lowers Rates

All NRLFCU personal loans—including computer, debt consolidation, and the 12-month personal loans may have Loyalty Rewards applied.

See how much you can save when you borrow with NRLFCU with our easy-to-use calculators. Not sure which loan is right for you? Contact us. Ready to borrow? Apply now.

1Rates and terms are subject to change and may vary based on creditworthiness and qualifications.