First Time Homebuyer

Discover the Ease of Homeownership

Buying your first home is an unforgettable experience. At NRLFCU, we’ve made it even more memorable. That’s because first-time homebuyers are eligible for a low, fixed-rate with

NO PAYMENTS for 90 days


  • Loan amounts up to $548,250
  • Rate and payments will remain the same for the life of the loan
  • Closing costs assistance available

Apply online today!

*Credit restrictions applyNot all borrowers will qualify for all programs. Actual down payment requirement closing costs assistance may vary. Equal Housing Lender. Deferred payment option is available to all members. Payment deferral period is 90 days from the date of the loan until the first payment and may be slightly longer based on scheduled first payment.  Regular monthly payments may be made during the deferment period but are not required.  Deferring a payment will result in a longer period of accrued interest which may cause your first payment or first several payments to be disproportionally greater to interested than to principal.

Home Rebate Program

Earn cash rebates; receive real estate tips, resources and agent referrals from Home Advantage powered by CU Realty. Learn more.

Helpful Resources for Home Buying

Gain a better understanding of homebuying with our Home Buying Resources.

Let’s Get Started

Not sure if a fixed rate mortgage is right for you? Our experts are here for you every step of the way to help you make the best mortgage decisions. Contact us today or call 301.839.8429.