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NRLFCU membership has its advantages

For starters, our fees and service charges are much lower than the competition’s—so you’ll be saving money.

That’s because NRLFCU is:

  • A not-for-profit cooperative. Instead of trying to make stockholders rich, we’re able to offer our products and services at very reasonable costs.
  • Dedicated to serving our members. We strive to offer the best products we can. That means offering competitive rates, fees and products. See for yourself.

Fee Schedule

Checking Account Services:
NRLFCU Design Checks First order FREE
Various Check Designs $11.06 and up
All Check Services:*
Returned Check $30.00 each
Returned Deposit:
Third Party $10.00
Member’s Account at any Financial Institution $30.00
Microfilm Check Copy $1.00 each
Online Access Check Copy FREE
Stop Payment on Check $20.00 each
Stop Payment on Series $20.00/series
Transaction Services:
ATM Withdrawals 10 FREE/month;
$1.00 thereafter
VISA® CheckCard FREE
ATM Deposits FREE
Coin Counter FREE
Replacement PIN FREE
ET Audio Response FREE
Online Bill Payer FREE
eStatements FREE
eUpdates FREE
Mobile Banking** FREE
Remote Deposits** FREE
Account History FREE
Loan Payment History FREE
Medallion Signature Guarantee FREE
Paper Statements $1.00 each
Replacement or Extra Card $5.00
Inactive Online Bill Payer $5.00/month
Inactive Account $15.00/quarter
ACH Stop Payment $20.00
Overdrawn Account $30.00
Garnish/Levy Processing $100.00
Loan Payments by Foreign (Non-NRLFCU) Credit Cards $3.50–$301.00 based on transaction amount
Other Services:
Notary Services FREE
Financial Counseling FREE
Certified/Official Check $5.00 each
Money Order $2.00 each
Wire Transfer, Domestic $20.00
Wire Transfer, Foreign $40.00
Research $15.00/hour
Skip A Pay, Online $25.00
Skip A Pay, In person/By phone $35.00
Loan Subordination $100.00
Credit Card Late Payment Fee $25.00 or minimum pmt. due, whichever is less


*All Check Services applies to, but is not limited to, regular checks, official checks, home equity checks, credit card convenience checks, balance consolidation checks, Online Access checks, and ACH transactions.
**Message and data rates may apply from you wireless carrier.

Fees are subject to change without notice.